If you’ve been on the fence about buying or selling a home in Flower Mound, Southlake, or surrounding North Texas suburbs, you’re not alone. Over the past few years, real estate decisions have been delayed by high mortgage rates, rising home prices, and limited inventory.

But 2026 is shaping up to be different — and better.

Experts across the industry agree: Affordability is improving, and the housing market is finally finding its balance again. If you’re wondering what’s ahead, here’s what to expect from the 2026 housing market — including the three factors that matter most: mortgage rates, housing inventory, and home prices.

Are Mortgage Rates Going Down in 2026?

Mortgage rates are already lower than they were in 2023–2024 — and they’re expected to stay in the low 6% range throughout 2026.

After peaking in recent years, mortgage rates declined steadily in 2025. That trend is holding steady into 2026, giving buyers more purchasing power and sellers more flexibility to move.

Why This Matters:

• A 1% drop in rates can save buyers hundreds on monthly payments.

• Sellers no longer need to feel “locked in” by ultra-low rates from previous years.

What the Experts Say:

Forecasts from industry analysts project that rates will hover in the low-to-mid 6% range, depending on how the economy, job market, and Fed policy evolve.

North Texas Perspective:

• Flower Mound buyers are now seeing more affordable monthly costs.

• Southlake sellers can move confidently, knowing buyers are re-entering the market.

🔑 Takeaway:
Mortgage rates are more favorable than they’ve been in years — a win for both sides of the transaction.

Is Housing Inventory Improving in 2026?

Yes — more homes are coming to market, which is giving buyers options and restoring balance.

In 2025, the number of homes for sale rose by 15% nationwide — and that upward trend is expected to continue in 2026, with experts at Realtor.com forecasting an additional 8.9% increase in inventory.

Why This Matters:

• Buyers no longer have to rush into bidding wars.

• Sellers must price strategically to stay competitive.

What’s Behind the Shift?

• More homeowners are choosing to list.

• New construction is adding much-needed supply.

• Buyer demand is rising, but no longer outpacing supply.

Local Market Spotlight:

• Flower Mound: Move-up buyers are returning to the market with more choices than they’ve had in years.

• Southlake: Larger homes and luxury listings are gaining more interest as rates stabilize.

🔑 Takeaway:
More inventory gives buyers negotiating power — and signals a more balanced, healthier housing market.

✅ Mid-Blog CTA: Move Smarter in 2026

Whether you're planning to buy, sell, or both — you deserve a strategy designed for today's market. Our BLUEFUSE Buyer Blueprint and Signature Sales Strategy were built to help North Texas families move with clarity, confidence, and results.

📞 Let’s talk about your real estate goals. Contact Brian White today or call 817-646-4244 for a no-pressure consultation.

Will Home Prices Go Up or Down in 2026?

Experts predict that home prices will continue to rise — but at a much slower and more sustainable pace.

After years of rapid growth, the market is normalizing. The national average price appreciation is forecasted at 1.6% for 2026, according to leading housing analysts.

Why This Matters:

• Slower price growth means fewer surprises and more predictable budgeting for buyers.

• Sellers retain equity without the fear of a sudden price drop.

Busting the Crash Myth:

Despite what you might hear on social media, there’s no widespread price crash on the horizon. While some markets may see prices dip slightly, most will see modest gains — especially in desirable areas like Flower Mound, Southlake, and Argyle.

Local Trends:

• Strong schools, spacious lots, and community lifestyle keep demand high in North Texas suburbs.

• Luxury listings are experiencing more stable price growth after years of volatility.

🔑 Takeaway:
Expect continued growth — not a crash — in home values. That’s good for long-term confidence on both sides of the market.

Will More Homes Sell in 2026?

Yes — 2026 is expected to see more transactions as affordability improves and confidence returns.

The alignment of lower rates, increased inventory, and moderate pricing means more people can finally act on their plans to move.

Expert Insight:

“Buyers are benefiting from more inventory and improved affordability, while sellers are seeing price stability and more consistent demand. Each group should have a bit more breathing room in 2026.”
— Mischa Fisher, Chief Economist at Zillow

This increased activity won’t feel like the chaos of 2021. Instead, it will be marked by balance — which is good for families who value clarity and calm in their decision-making process.

🔑 Takeaway:
The market is moving again — and that movement creates opportunity for buyers and sellers alike.

FAQs: Your 2026 Real Estate Questions, Answered

Q: Are mortgage rates going to drop further in 2026?
Most experts believe rates will stay in the low 6% range — low enough to improve affordability and trigger market activity.

Q: Are we going to see a housing crash?
No — experts predict a modest 1.6% price increase nationwide, with local conditions varying slightly.

Q: Is it better to buy or sell right now?
That depends on your goals — but the 2026 market supports both sides. Buyers have more power, and sellers retain strong equity.

Q: What’s happening in Flower Mound and Southlake specifically?
Inventory is rising, buyers are returning, and demand for quality homes remains strong — especially in family-friendly communities with top-rated schools.

Let’s Build Your Future Together

2026 is already shaping up to be the most balanced housing market we’ve seen in years. If you’ve been praying for clarity, this may be the season to move with peace and purpose.

At BlueFuse Group, we guide families with expert care and faith-forward strategies that remove confusion and create results.

📞 Ready to start a conversation? Schedule a quick call or reach out at www.bluefuserealty.com — we’d be honored to help.

About Brian White

Brian White is the founder of BlueFuse Group at eXp Realty, serving Flower Mound, Southlake, and Dallas–Fort Worth’s most desirable suburbs. With $200M+ in career sales and a relationship-first mindset, Brian helps families navigate complex real estate decisions with clarity and confidence.

Learn more at bluefuserealty.com or connect directly at 817-646-4244.