After a few years of shifting market conditions and uncertainty, 2026 is bringing fresh optimism to the real estate landscape — especially here in North Texas. From Flower Mound to Southlake to Argyle, homeowners and buyers alike are wondering what’s next.
Will mortgage rates fall? Will home prices stabilize or surge? Is this the year to finally make your move?
If you’re a North Texas homeowner — or planning to become one — this outlook is your roadmap. Let’s dive into what the experts are forecasting and what that means for your next step in the DFW suburbs.
Will More Homes Sell in 2026 in North Texas?
Yes — real estate experts predict more homes will sell in 2026 as affordability improves and life events motivate people to make their move.
Over the past couple of years, many buyers and sellers pressed pause due to high interest rates, limited inventory, or market uncertainty. But demand never disappeared — it just got delayed. In 2026, more people are expected to re-enter the market with renewed confidence.
What’s fueling the shift?
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Mortgage rates are easing, making homeownership more achievable.
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Inventory remains tight, but is improving in many DFW suburbs.
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Family and career changes — like relocations, up-sizing, and downsizing — continue to drive movement.
Local communities like Lantana, Highland Village, and Trophy Club are already seeing signs of activity picking back up.
📍 Takeaway:
2026 is expected to bring a healthier pace of buying and selling, offering opportunities for both move-up homeowners and first-time buyers.
🔗 Learn how our Signature Sales Strategy helps North Texas sellers succeed.
Are Mortgage Rates Going Down in 2026?
Forecasts say yes — mortgage rates are projected to slowly decline in 2026, potentially reaching the low 6% or high 5% range by year-end.
That said, it won’t be a straight path. Rates may fluctuate as new economic data rolls out, but the overall trend points toward lower borrowing costs — a welcome relief for buyers who stepped back in 2024 and 2025.
Why this matters:
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Even a small rate dip can mean hundreds saved per month.
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Lower rates improve buyer confidence and overall affordability.
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It helps sellers attract more offers, especially in move-in-ready homes.
💸 Mortgage Payment Example (on $600,000 loan)
| Interest Rate | Est. Monthly Payment |
|---|---|
| 7.0% | ~$3,992 |
| 6.0% | ~$3,598 |
| 5.75% | ~$3,500 |
📍 Takeaway:
The earlier you prepare, the better positioned you’ll be to act when rates dip.
🔗 Use the BLUEFUSE Buyer Blueprint to prepare to buy smart in 2026.
Are Home Prices Expected To Rise or Fall in 2026?
Home prices in North Texas are expected to rise modestly in 2026, according to the latest expert forecasts. Nationally, appreciation is projected in the 2–3% range, and DFW suburbs will likely perform even better due to demand and limited housing supply.
What this means for you:
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Prices are not crashing — most markets are simply normalizing.
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Areas with top schools and strong community amenities will see steady value growth.
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Equity continues to build for current homeowners, especially in luxury and move-up price points.
🏘️ Local Price Trends Snapshot
| Community | Avg. 2025 Price | 2026 Trend |
|---|---|---|
| Southlake | $1.4M | Stable growth |
| Flower Mound | $750K | Moderate rise |
| Argyle | $850K | Rebound expected |
| Lantana | $675K | Growing interest |
Even in areas with slight dips, long-term price trends are still positive, thanks to significant appreciation over the past 5 years.
📍 Takeaway:
2026 is expected to offer more price stability — which helps both buyers and sellers plan with confidence.
How Should You Prepare for the 2026 Market?
Whether you’re buying or selling in 2026, the smartest thing you can do is start preparing now. The families who get ahead in Q4 2025 will be ready to win in Q1 and Q2 of 2026.
For Sellers:
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Book a free home valuation and market analysis.
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Plan home updates or repairs this winter.
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Stage and prep early — especially for spring 2026 listings.
For Buyers:
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Get pre-approved and lock in rate guidance with a local lender.
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Clarify your must-haves and ideal neighborhoods.
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Watch the market now to gain clarity on value.
This is where our local strategy and proven systems make all the difference.
📍 Takeaway:
Success in 2026 starts with smart preparation today — and we’re here to guide you.
🔍 2026 Market FAQs
Will mortgage rates fall below 6% in 2026?
They might. Forecasts suggest a slow decline into the high 5s is possible by late 2026, though expect some up-and-down along the way.
Is 2026 a good year to sell in North Texas?
Yes. With demand rising and inventory still limited, sellers in popular areas like Southlake and Flower Mound are well-positioned.
Are home prices dropping?
Not significantly. While the market is cooling from previous highs, prices remain strong in most North Texas suburbs.
Should I wait to buy until rates fall further?
Not necessarily. Timing the market is tricky. If the right home appears and you’re prepared, it may make sense to move now and refinance later.
💬 Let’s Build Your Future Together
The 2026 housing outlook brings clarity, stability, and opportunity — especially for families ready to take the next step.
Whether you're selling a luxury home in Southlake, moving to a top school district in Flower Mound, or simply curious about what your home is worth, our team is ready to help with expert strategy, clear communication, and faith-driven service.
📞 Contact Brian White — your trusted North Texas REALTOR®.
Let’s start planning your 2026 move today.
About the Author
Brian White is a top-ranked REALTOR® and founder of the BlueFuse Group at eXp Realty, serving Flower Mound, Southlake, and North Texas’s most sought-after suburbs. Since 2014, Brian has helped over 65 families a year buy and sell with clarity, confidence, and faith-led guidance.
With over $200M in career sales and national recognition as a Top 20 eXp agent in Texas, Brian specializes in luxury homes, relocation, and move-up buyers in communities like Highland Village, Argyle, and Lantana.
Together with his wife, Tisha, Brian leads a growing team known for trusted systems like the Signature Sales Strategy and BLUEFUSE Buyer Blueprint — built to simplify every step of the process.
Through blogs, weekly market updates, and his YouTube channel Moving to Dallas, Brian empowers families to make smarter real estate decisions — always putting REALationships over transactions.
📍 Partner with a Top Flower Mound Real Estate Team
Buying or selling a home in Flower Mound, Southlake or greater DFW? Partner with an experienced local expert to ensure your next move is seamless from contract to close.
As one of the top real estate teams in North Texas, Brian White and the BlueFuse Group deliver world-class advice, clear communication, and results you can count on.
📞 Ready to take the next step? Contact Brian White — your Flower Mound real estate expert.
💡 Wondering what your home is worth?
I create customized Property Valuation Reports for homeowners who want to understand their equity and opportunities in today’s market.
📍 Visit: www.bluefuserealty.com
📧 Email: [email protected]
📞 Call/Text: 817-646-4244
